Crypto Friendly Banks 2025

As the adoption of cryptocurrencies continues to grow, businesses and individuals face a key challenge: finding a reliable and crypto-friendly bank. Traditional banks have been slow to embrace cryptocurrencies due to regulatory concerns and market volatility. However, the rise of crypto-friendly banks is changing the landscape, offering businesses a secure and efficient way to manage both fiat and crypto assets under one roof.

For businesses that operate in the crypto space — such as exchanges, NFT platforms, or DeFi projects — having a crypto-friendly banking partner is crucial. These banks offer integrated solutions for managing crypto and traditional financial assets, enabling seamless transactions, lower fees, and enhanced security. In 2025, the demand for crypto-friendly banks is expected to reach new heights, as more businesses and individuals look for ways to bridge the gap between traditional finance and the growing crypto ecosystem.

We’ll explore the 7 best crypto-friendly banks in 2025, followed by the top choices in key regions around the world.

Crypto-Friendly Banks

Company	Available in	Access
Bank Frick	Liechtenstein	Online & app
Silvergate	USA	Online & app
Revolut	Global	Online & app
Juno	USA	Online & app
Bank Syz	Switzerland	Online & app
SEBA Bank	Switzerland	Online & app
Anchorage Digital	USA	Online & app

Top 7 Best Crypto-Friendly Banks in 2025

1. Bank Frick (Liechtenstein)

Bank Frick has positioned itself as one of the most forward-thinking financial institutions in Europe. It was one of the first banks to offer direct crypto trading and custodial services.

Key Features:

• Supports direct investments in Bitcoin, Ethereum, and other cryptocurrencies
• Provides secure cold storage solutions
• Regulated under European financial authorities

2. Silvergate Bank (USA)

Silvergate is a pioneer in crypto banking, serving some of the largest cryptocurrency exchanges globally. Its Silvergate Exchange Network (SEN) allows 24/7 real-time settlements.

Key Features:

• Real-time payments via the SEN network
• Supports multiple fiat and crypto transactions
• High level of security and compliance with US regulations

3. Revolut (UK)

Revolut has gained a reputation for being one of the most user-friendly banking apps that also supports crypto. It allows users to buy, sell, and hold cryptocurrencies within the app.

Key Features:

• Supports over 50 cryptocurrencies
• Instant fiat-to-crypto transactions
• User-friendly app with real-time analytics

4. Juno (USA)

Juno is a neobank that bridges the gap between traditional banking and crypto. It offers checking accounts with integrated crypto wallets.

Key Features:

• Earn interest on crypto holdings
• Direct on-ramp and off-ramp for crypto
• No hidden fees

5. Bank Syz (Switzerland)

Bank Syz provides tailored crypto banking solutions, including trading, custody, and wealth management.

Key Features:

• Direct access to crypto markets
• Multi-currency accounts
• Fully insured crypto assets

6. SEBA Bank (Switzerland)

SEBA Bank is one of the first banks to receive a crypto banking license. It offers a full suite of financial services for crypto investors.

Key Features:

• Institutional-grade security
• Direct crypto and fiat trading
• Regulatory compliance under Swiss law

7. Anchorage Digital (USA)

Anchorage Digital is the first federally chartered crypto bank in the US. It offers custody and trading services for institutional clients.

Key Features:

• Regulated under US banking laws
• Secure multi-signature wallet technology
• High liquidity and real-time settlements

Best Crypto-Friendly Banks by Region

Crypto-Friendly Banks in the USA

Silvergate Bank – Real-time crypto transactions through SEN

Juno – Crypto-integrated checking accounts

Anchorage Digital – Secure institutional crypto services

Crypto-Friendly Banks in the UK

>>>Don’t miss: How to Buy Bitcoin in UK

Revolut – Easy-to-use platform with real-time crypto trading

Ziglu – Supports multiple crypto pairs with low fees

Bank of London – Institutional-grade crypto services

Crypto-Friendly Banks in Australia

>>>Don’t miss: How to Buy Bitcoin in Australia

Westpac – Offers crypto custody and trading

Commonwealth Bank – Direct crypto purchases through the app

Revolut Australia – Supports major cryptocurrencies

Crypto-Friendly Banks in Dubai (UAE)

>>>Don’t miss: Best Crypto Exchange in Saudi Arabia

RAKBANK – Crypto-to-fiat services integrated into the banking platform

Mashreq Bank – Offers crypto trading via a partnership with regulated exchanges

Emirates NBD – Secure custody for institutional crypto investors

Crypto-Friendly Banks in Europe

>>>Don’t miss: How to Buy Bitcoin in Germany

Bank Frick (Liechtenstein) – Direct investments and cold storage

SEBA Bank (Switzerland) – Full suite of crypto financial services

Solarisbank (Germany) – Crypto custody and integrated fiat services

How to Pick a Crypto-Friendly Bank

Choosing a crypto-friendly bank requires considering several key factors:

Regulation and Licensing

Ensure the bank is regulated under a reputable financial authority to protect your assets.

Crypto Support

Look at the range of cryptocurrencies supported and whether the bank offers direct trading or custodial services.

Transaction Fees

Compare transaction and conversion fees between fiat and crypto assets.

Security Measures

Prioritize banks with cold storage options, insurance, and multi-signature wallets.

Integration with Traditional Banking

A good crypto-friendly bank should allow seamless transfers between fiat and crypto accounts.

User Experience

Look for user-friendly apps and responsive customer support.

What Are the Pros and Cons of Crypto-Friendly Banks?

Crypto-Friendly Bank Pros

• Seamless Crypto-Fiat Integration – Allows businesses and individuals to manage both crypto and fiat under one platform.
• Lower Transaction Costs – Competitive exchange rates and low fees for crypto transactions.
• High Security – Most crypto-friendly banks use cold storage and multi-factor authentication.
• Fast Transactions – Real-time payments and quick crypto-to-fiat conversions.
• Institutional-Grade Services – Crypto banks offer services like staking, lending, and custody for large volumes of assets.

Crypto-Friendly Bank Cons

• Regulatory Risks – Sudden regulatory changes can impact crypto banking operations.
• Limited Availability – Not all countries have reliable crypto-friendly banks.
• Higher Fees for Premium Services – Some banks charge higher fees for advanced crypto services like staking and custody.
• Security Concerns – While security is high, crypto holdings are still at risk from hacks and market fluctuations.
• Volatility – Banks that hold crypto assets are exposed to market fluctuations, which can impact balance sheets.

FAQ

1. What types of businesses benefit the most from crypto-friendly banks?

Crypto-friendly banks are especially beneficial for businesses operating in the blockchain and cryptocurrency industries, such as cryptocurrency exchanges, NFT platforms, decentralized finance (DeFi) projects, and mining companies. These banks provide seamless integration between crypto and fiat currencies, faster settlements, and secure custody for digital assets.

2. Are crypto-friendly banks safe to use for storing digital assets?

Yes, most reputable crypto-friendly banks use advanced security measures such as multi-signature wallets, cold storage, and encryption to protect digital assets. Additionally, many of these banks are regulated by financial authorities, ensuring that they comply with strict security and anti-money laundering (AML) standards.

>>>Don’t miss: Kraken vs. Coinbase

3. Can individuals open accounts with crypto-friendly banks, or are they only for businesses?

While some crypto-friendly banks are geared toward institutional clients and businesses, many also offer personal accounts. Individuals can benefit from features such as crypto-to-fiat exchanges, secure wallets, and the ability to earn interest on their crypto holdings.

4. Do crypto-friendly banks charge higher fees than traditional banks?

Crypto-friendly banks may charge slightly higher fees for specific services such as crypto custody, trading, and conversion due to the added complexity and security involved. However, transaction fees for crypto-to-fiat exchanges and other services are often competitive with or lower than those charged by traditional banks.

5. How do I know if a crypto-friendly bank is regulated and trustworthy?

To verify the legitimacy of a crypto-friendly bank, check whether it is licensed and regulated by a reputable financial authority, such as the Financial Conduct Authority (FCA) in the UK or FINMA in Switzerland. Look for customer reviews, transparency in their fee structures, and any history of security breaches or legal issues.

Final Thoughts

Crypto-friendly banks are becoming a crucial part of the financial ecosystem, especially for businesses and high-net-worth individuals. The ability to manage both crypto and fiat assets through one platform opens up new opportunities for global commerce, investment, and financial growth. However, choosing the right bank requires careful consideration of factors like security, fees, regulation, and available services. As the crypto industry matures, the number of crypto-friendly banks is expected to rise, making it easier for businesses and individuals to operate in the digital economy.

Author